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Finance Systems for Business Growth with Ease with Toki Simmons

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Styling Your Financial Systems with Toki Simmons

In this episode of The Systems Boutique Podcast, we are joined by Toki Simmons, a powerhouse Financial Money Manager, business advisor, and the founder of Handle My Books® and the Do Money Better® nonprofit. With over 35 years of experience, Toki has helped hundreds of business owners increase profits, grow revenue, and finally pay themselves what they’re worth.

She’s here to share how to create solid financial systems, the biggest mistakes entrepreneurs make with money, and why understanding your numbers is the key to scaling your business.

🚨 If you’re an entrepreneur, coach, or small business owner looking to take control of your finances and set yourself up for long-term success, this episode is packed with actionable insights just for you!


👩‍💼 Meet Our Guest: Toki Simmons

Toki Simmons is a Financial Money Manager, business advisor, and the founder of Handle My Books® and Do Money Better®, two platforms transforming the way women manage and grow their business finances to bridge the gender wealth gap.

With 35+ years of experience, Toki is known for turning financial complexities into simplicity and giving women the tools to make confident, data-driven decisions. She’s helped hundreds of business owners grow revenue, increase profits, and finally pay themselves what they’re worth.

From TV segments to boardrooms, Toki delivers powerful financial truths that shift how women lead with money. She believes no woman should build her business alone.


🎯 Her mission is clear: Equip and Empower for Equal Representation.


💡 What You’ll Learn in This Episode:

✅ The #1 financial mistake most entrepreneurs make (and how to avoid it)

✅ Why many Black women entrepreneurs net just $24,000/year—and how to change that

✅ The difference between luxury investments and silent money drains

✅ The top 3 financial numbers you MUST know to grow your business

✅ Why paying yourself is a necessity, not a luxury

✅ How to ditch outdated money habits and create a financial system that works


💬 Memorable Quotes:

💡 “Knowledge is power, but knowledge with action is real power.” – Toki Simmons

💡 “Don’t paint a luxury picture online while your backend is a mess.” – Dr. Raymona

💡 “Stop winging it! Your business is not a hobby.” – Toki Simmons


⏳ Episode Highlights & Timestamps:

⏳ [00:03:14] – The shocking reality of business earnings & how to increase your net revenue

⏳ [00:06:28] – How cluttered finances = cluttered business (and what to fix first)

⏳ [00:10:44] – Why social media “luxury” means nothing if your finances are a mess

⏳ [00:17:16] – Luxury vs. Liability – What’s actually draining your bank account

⏳ [00:27:04] – The financial mindset shift that separates

Stay Connected with Dr. Raymona

• Founder/CEO, The Systems Boutique


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•The Systems Boutique’s Website (for general info and to book a discovery call):The Systems Boutique


• Instagram:@DrRaymonaHLawrence


• Assistant Contact Info: Whitney Hoefer – hello@whitneyhoefer.com (Please CC on all correspondence)

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